6:4a So if you need to settle everyday matters,

Since that is true, whenever you have problems/disagreements like this,
-or-
And so, if one believer has a problem/case to settle with another believer,

6:4b do you appoint as judges those of no standing in the church?

why do you choose as judges people whom believers do not esteem?
-or-
you should not go to ⌊outside/pagan⌋ judges whom ⌊you/we (incl.)⌋ believers do not respect.

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