12:13a When all has been heard, the conclusion of the matter is this:

Now, you have heard it all. And here is the final conclusion.
-or-
One final point after you have heard all ⌊my teaching⌋ .

12:13b Fear God and keep His commandments,

Submit to God and obey his commands,
-or-

⌊You must⌋ respect God ⌊by⌋ obeying his commands,

12:13c because this is the whole duty of man.

because this is what being human is all about.
-or-
because this is what it means to be human.

12:13a-c (combined)

After all this, there is only one thing to say: Have reverence for God, and obey his commands, because this is all that we were created for. (Good News Translation)
-or-
That is all. The conclusion is, fear God, and keep his commands, because this is what makes you human.

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