3:3a for you are still worldly.

You still live as the people of this world live.
-or-
You are still influenced by your human/evil nature.
-or-

⌊I say that⌋ because you are still controlled by your fleshly/natural desires.

3:3b For since there is jealousy and dissension among you,

You are envious/jealous of one another, and you argue with each other.
-or-

⌊I know that this is true about you⌋ for you are jealous and quarrelsome.

3:3c are you not worldly?

Does this not mean/show that you are ⌊living/just⌋ like the people of this world?
-or-
Does this not prove that you are influenced/controlled by your human/evil nature?
-or-
This/That shows that you are still obeying/following your own fleshly/natural desires.

3:3d Are you not walking in the way of man?

Are you not behaving like people who do not know God?
-or-
You are acting no differently from the people of this world.

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